STATEGOVERNMENTSALARYPACKAGEPackage

State Government

Salary Packages (SGSP)

 ChequeLeafcharges:NIL

 PaymentCharges:NIL

RTGS/NEFT

 UnlimitedFreethroughAlternateChannels(i.e.InternetBanking,

MobileBankingetc)

DemandDraft  UnlimitedFree,ifissuedthroughSalaryAccount

SettingupSIs  Free

AttractiveInterest

RatesonRetail

Loans

 SBICarLoanScheme:50bpsconcession,i.e.75bpsabove1year

MCLR,i.e.9.30%p.a*

 PersonalLoanScheme:InterestRatestartsfrom 12.00%withdaily

reducingbalance(Term Loan)OverDraftRateofIntereststartsfrom

12.50%

 Specialconcessionsof0.50%inRateofInterestforpersonalLoan

whereCheckoffisprovidedfromDDO(SalaryDisbursingofficer)and

forpersonalloanabove10.00Lacs.

 EducationalLoan-upto7.50Lacs10.55% (Withoutsecurity)and

above7.50lacs10.80%(withsecurityandcollateral/Mortgage)

 InterestConcessionforGirlStudent-0.50% interestconcessionin

interestrateandanother0.50%InterestconcessionforavailingSBI

Rinnrakshapolicyforloanamount.

 SBIScholarLoanScheme:8.75%forAAInstitutesandforIIMs/IITs

8.90%

 SBIGlobalEd-vantageScheme-(ForeignEducationLoan)-Above

20.00Lacs&upto1.50croresintereststartsfrom10.80%with0.50%

concession forgirlstudents and 0.50% Interestconcession on

availingRinnrakshapolicyforloanamount.

 TakeoverCollateralisedEducationLoansforabove10.00Lacsfrom

privateBanksandprivateInstitutions.

 HomeLoans:ForpurchaseofFlats/constructionofHouseand

purchaseofPlot(N.ALand)andLoanonPropertywithlowestrateof

interestinthemarket.

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